Affordable prices are only the start. We result in the buying that is entire easier.

  • House
  • Automobile Financing

Your car loan requirements covered

Prices as little as

Enjoy exceedingly competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will discover the vehicle you need at a price that is great. Begin right right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time payments.

Brand Brand New Car Finance

Flexible terms, as much as 125per cent funding

  • New car loans interest rates as little as 3.14per cent APR
  • As much as 125 per cent financing with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Enjoy a potential price decrease through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as a decade old, maximum 125,000 kilometers
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, and even purchase a lease out
  • Like a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a good cost

Car Finance Refinancing

Save on your car or truck re payments or interest

  • Car finance refinancing prices as little as 3.14per cent APR
  • Reduce your interest price or loan terms to raised work for you
  • Decrease your payment that is monthly and up cash for any other costs
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • Utilize the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value

Finance Calculator

Exactly exactly How much vehicle can we manage?

Our markers of success


“I’m back at my third Patelco car finance and I also could not start thinking about anyone that is trying. The consumer solutions is incredible!”


“I happened to be assisted with a car loan and get distribution. It absolutely was the most useful experience – we never ever knew it existed.”


“we desperately required a car that is new but had small money to place straight straight down. Patelco never ever hesitated to aid me personally.”

Shop the means you need

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists get the automobile you desire and negotiate a good cost for you.

Analysis & Shop with AutoSMART

utilize our AutoSMART solution to locate, finance and shop your ca r all in a single spot.

You are invited to your automobile Sale

Join us for the future automobile purchase February 15 – 17 and get special user rates.

Protect your r that is new >

Professional agents will see you the best insurance coverage and security solutions during the most useful price.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web web page shall lead you to keep the Patelco Credit Union site. Although Patelco works closely with several lovers, third-party internet internet web sites can offer a privacy that is different and degree of safety. Please consult the web site’s online privacy policy for extra information. Patelco Credit Union will not represent the operator legally with this web site or even the Patelco user, if the two access a deal. Our company is additionally maybe maybe perhaps not lawfully accountable for supply, viewpoints, items, or solutions expressed or offered on the website you might be going to go to.

1. APR (Annual Portion Rate). Car rates as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that rely on facets such as for example credit score, loan term, Patelco account and loan balances, system designation and automobile age. Lowest rate quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real rates are disclosed to approved applicants on paper ahead of loan consummation that will be up to 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see, or check out any Patelco branch. Loan payment instance: $22.23 per month per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are maybe not deposits of Patelco Credit Union and are usually maybe perhaps perhaps not insured because of the NCUA. They are not guaranteed in full by Patelco Credit Union that can be at the mercy of danger. Any insurance coverage needed as a disorder of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance Services and may also be bought from a representative or an insurance coverage business of this user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints can be filed because of the Ca Department of Insurance, .

3. APR (Annual Percentage Rate). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price will differ centered on credit history and terms. Funding for qualified Patelco Credit Union people. Offer legitimate only on Enterprise automobile product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer can not be coupled with just about any offer aside from those placed in this ad.